GETTING YOUR LOAN
Do you need a cash loan approved fast? You’re talking to the right people. You can apply for a loan online at any time from any New Zealand location.
We have many loan options available and we’ll work out a repayment plan that fits your budget. We have no hidden fees and you can pay out your loan early without penalty.
You can apply for up to $1000 within minutes.
- Click Apply to complete your simple online application.
- Once approved, the loan amount could be available in your account within one hour.
Note: If you apply outside business hours processing can take longer.
We use a simple process that protects you. We’ll advise you how to borrow only as much as you can afford to repay.
Our costs are upfront and easy to understand. Our fees are reasonable and clearly displayed.
To complete our simple online application form, click Apply. To talk privately with someone who understands your needs, ring 0483 034 87. The sooner you contact us, the sooner we can help you.
QUICK LOANS + FAST CASH LOANS
These are cash loans approved fast. We will return your loan application within the hour so you know where you stand. Once approved you have the funds within hour as long as your loan has been finalised before 8:00pm.
Our customers tell us they consider our costs to be fair. You might take care with your finances but sometimes you may need urgent financial help. That’s why we’re here. We offer fast cash loans for unplanned expenses that suddenly become urgent.
Many of our customers ask for our help with expenses like these:
- Medical bills
- Car repairs
- Home repairs
- Helping out family or friends
Other customers ask for our help to pay for important purchases that need immediate payment to take advantage of a discount or special price. Because we can return our loan approval in less than an hour, our fast cash loan is ideal in these circumstances.
Here are our fees:
- $24 account set-up fee (first-time clients only)
- $64 establishment fee
- 1% interest charged daily on balance outstanding
- Optional same-day deposit fee $12
- Change of payment fee $10
If you miss a scheduled payment by direct debit we need to charge you a $13 direct debit dishonour fee, unless you’ve made a prior arrangement with us.
If you contact us to make an alternative arrangement, there is a $10 change of payment fee. If you miss a payment we will try and contact you by phone, text and email.
Note: We don’t charge a default interest rate.
If your account remains in arrears after 60 days, we may refer you to an external debt collect and as a result you may incur additional fees.
To complete our simple online application form, click apply below.
Loan only suitable for short-term needs. Not suitable for long-term or regular borrowing.