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Found yourself in a tight spot with this month’s costs? You’re not alone! More and more people are finding themselves strapped for cash when they need it most. We can all learn to be better with money, but when you’re in a jam, right now’s all that matters. In this article, we’re looking at some of the best ways you can access a cash loan fast. Screaming “help me I need money now” on a loop in your mind? Check these ideas out for an instant cash boost:

A payday loan

At Pretty Penny Loans, we specialise in payday loans. These short-term loans are paid out to you as quickly as possible and can be used for any amount of cash you need, from hundreds of dollars to thousands. All you need for the application process is a recent bank statement and a government issued ID.

Have a bad credit score? That’s not a problem with payday loans. The most important thing we care about is ensuring you have the income level suitable for paying back the amount you borrow. The last thing anyone wants is for you to miss payments, so we do all we can help you find the perfect solution for your situation.

Selling things quickly

The fastest way to sell anything is to take it to a pawn shop. These places will give you cash in hand, but they’ll have the right to keep your items if you fail to come up with the money to buy them back before a certain date. Don’t like the sound of that? There’s eBay and other online marketplaces.

The problem with platforms like eBay and local listing sites is that they tend to requires some level of knowledge, certain account setup processes, and payment that is not available until the transaction is fully complete. These complications tend to mean sales online aren’t as quick as they might seem, that’s if your items sell at all. If you need help with money right now, selling your stuff online might not be fast enough for you.  

This route is a bit like dealing in shares or gambling. If you don’t know what you’re doing, the whole thing could end up proving to be a waste of time and money. Really think this is your best option? Look for friends or family that have experience doing this kind of thing and ask them for guidance.

An advance from work

In most cases, this is always a bit of a long shot, but it’s worth a try if you have a great relationship with your employer. The idea is you approach your boss, tell them you need help with money now, and ask them to officially pay your wages or salary early. They give you the cash you need right away, and it comes out of your next payday. If you work part-time or for a small business, this type of arrangement can be much harder to achieve. Been working in a full-time position for the same large company for years? Then this idea has a fair chance of working for you!

Borrow from a friend, colleague or family

This would be a deal that stays strictly off the books. The best thing about this idea is the fact that if you’re close to this person, you could get away with not paying any interest or charges. That said, There are a few downers too. People always think less of you when you ask them for money. That’s hard enough as it is.

On top of the humiliation, is the fact that people talk. Make an arrangement with someone you know personally and you run the risk of damaging your contact with others that you know or are close to. If things go wrong, finance has the potential to completely ruin relationships.     

That’s pretty much it! At Pretty Penny, we’re always very understanding of people that come into tough times. We know how much impact a quick and easy loan can make in helping someone get through a bad month unscathed. It’s one of the core reasons we do all we can to get applications processed as quickly as possible and always aim to offer a forthcoming and responsive service.

For more information, please don’t hesitate to contact the Pretty Penny team.

You can also read more about our products in our previous blog post: 5 Common Mistakes People Make With Payday Loans

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