Are you wondering if no credit check payday loans are right for you? The answer is probably “yes” if you’re reading this article.
You’ve probably heard a real mix of people telling you that no credit check payday loans got them out of a tight spot, and other people who tell you these loans are a bad idea. So who do you believe?
A loan without a credit check might seem like an easy way out, but is it the best option? Read on to learn about no credit check payday loans.
Let’s take a look at some reasons why you would get one.
Because You Have No Savings to Dip Into
They say you should have a nest-egg saved up in case of emergencies. But, that is not always easy. In fact, only 23 per cent of surveyed New Zealanders had a regular savings regime. The rest of us do what we can, when we can.
You’re not choosing not to save. You simply can’t afford it. And maybe you’ve tried to hide away a bit of money and then something happens. Maybe your dog needs surgery. There goes your savings. Your transmission died. Cheers to your nest egg.
And what happens when your savings are gone? It’s been reported that 25% of New Zealanders would burn through their savings within 30 days if their main source of income was lost. That’s not a long time!
It’s also been reported that 47,000 people withdrew money from their KiwiSaver accounts for reasons of financial hardship.
Emergencies have no regard for timing, or how much money you have saved away. Your bank account doesn’t control when you get sick, when your car breaks down, when you drop your phone in a puddle, or when your dishwasher dies.
So when these things do happen, you need to borrow some money.
Because No Credit Check Payday Loans Are Private
Some people like to say “Don’t be too proud to ask for help.” That’s easy for them to say.
You may want to make sure your private finances are your private business. if you don’t want anyone to know you need a little help, it’s your business and your business only.
Sometimes loans between friends can put too much pressure on the friendship. That’s why it’s better to do your business with an actual business.
if you’re comfortable going to your family or friends for some help, that’s great. That’s what they’re there for. But if that’s not an option for you, no credit check payday loans can help you solve your money problems, discreetly.
Because Life Happens. And it Happens Again
Does this situation sound familiar?
You have to pay for an unexpected expense (like medicine when you’re sick or car repairs) and it sets off a chain reaction that ruins your week.
That unexpected money means your automatic insurance payment isn’t going to clear because you’re short $10.00. That causes a $50 NSF Fee from your bank.
Now that $50.00 NSF fee means you’re going to be short when you have to pay your gym fee and your Netflix fee, which leads to two more $50.00 NSF fees.
So far, being $10.00 short for your car payment has spiralled into $150.00 in NSF fees. See how quickly that can happen and how unfair it feels?
A no credit check loan could keep all that from happening and save you over $100.00, if you get it in time.
It’s Harder to Get Money When You Have None
The system doesn’t make any sense, does it?
When you have lots of money and pristine credit, people are lining up to give you more money, even though you don’t need it.
When you’re well-off, you can just walk into a car dealership or bank and get a loan that day for hundreds of thousands of dollars. Even though you don’t “need” it.
But if you’re in trouble and require money to eat or pay a phone bill before it gets shut off, you really “need” that money. But are people lining up to loan you money? Far from it.
The system seems completely backwards, doesn’t it?
If you’re broke with broken credit, your options are far fewer. So you have to work a bit harder to find a no credit check payday loan in your area.
Because No Credit Check Payday Loans Can Help You Make Money
You don’t always need this money for a crisis. Sometimes you need it for an opportunity.
Maybe you need it for new clothes for a job interview. Or maybe you just got a new job and you need new tools or work boots.
Or maybe there is an insanely good deal on a car or truck online, and you need to act on it now before someone else snaps it up. This car could mean you can stop wasting money on a transit pass every month.
It doesn’t matter no credit check payday loans are there for whatever you need them for, to be spent however you see fit.
And sometimes, the way you spend it now will help you make or save money in the future!
Because Sometimes It’s Just Nice to Be Treated Like a Person Again
Being short on money and late on your bills really sucks. You’ve got people chasing after you, saying if you don’t pay soon you’re in trouble.
You don’t want to check the mail, because it’s full of late notices in big flashy colours. You don’t answer your phone because it’s often debt collectors calling to chase you down.
You miss voicemails from your family and friends because you’re avoiding your inbox. It’s embarrassing. It’s also overwhelming and depressing.
So it’s nice to finally talk to a smiling face who actually wants to help you. This is their business. They meet people like you every day and help them get no credit check payday loans. They’re not here to judge you. Just help you.
And that’s a refreshing change of pace.
Do You Need to See Someone About No Credit Check Payday Loans?
There are lots of situations where no credit check payday loans are a good idea. They can help you out when you’re in a tight spot or in an emergency situation, with nowhere else to turn.
They can also help you make a big purchase that’s going to help you, or even make you money down the line. So what do you need?
We can help you with a loan anywhere between $50-500.00 today! Click here to contact us to learn more.