Christmas season — one of the most spend-inducing times of the year — can be a struggle for most families in New Zealand. Usually, the build up in shopping commences in November and continues until the day before Christmas.
The occasion can still be festive, minus the huge bill. Here are the top tips for saving during the Christmas season.
An exact amount for gifts should be worked out — an amount you can afford to spend this Christmas. You should set aside a Christmas gift budget throughout the year so it won’t come as a surprise.
When you add the Christmas gift purchases on top of food, drink, and all those retail specials, it gets a bit wobbly.
Make sure you don’t have any big expenses coming up by reviewing your budget for next year.
The number of people you give gifts for annually can quickly snowball out of control. Suggest Secret Santa instead. it’s a sure-fire way to save money.
Given a budget, you’ll be randomly assigned a person to buy for. There are online generators that can make this easy.
Allow participants to add wish lists and send anonymous questions to be sure that the receiver will enjoy what he gets.Ways To Save This Christmas Click To Tweet
You should abide by this rule for your Christmas gift shopping.
Kiwis spend billions in card transactions during the month of December, and the rate seems to increase every year.
Aside from shopping with cash, you only spend the money you earn between now and Christmas. This way you shop within your means.
Find the best deals on Christmas prezzies.
Write out all the gifts you plan on buying and be specific on the amount you’re prepared to spend on each.
Go online and compare prices by doing a bit of research. This will also allow you to just shop online or scout the best deals. Make sure you stick to your budget either way, ultimately saving you money.
Consider swapping out turkey for a roast chicken. Choose fresh seasonal vegetables, like asparagus, over peas. Smaller birds and seasonal produce are more affordable and you won’t get short-changed on taste too.
Fire up the BBQ for a non-traditional Christmas feast. Fresh seafood, salads, and summer fruits can also be included in the mix.
If you’re experiencing financial hardship, you can apply for cash loans in New Zealand to have access to funds this Christmas season.
What makes PPL different from others in the industry is not only it’s competitive rates, but it’s quick and easy application process, which means you can get the funds on the same day.