Making your dream wedding come true can be expensive. An average New Zealand wedding costs anywhere between $10,000 and $30,000. Worst case scenario is any wedding debt that will follow you into your marriage — but this can be avoided.
The key is to have a wedding budget, along with your wedding plan checklist.
Your wedding doesn’t have to be perfect to be wonderful. Now, coming up with a wedding budget and sticking to it is the challenge.
Start with a figure that you can afford to spend. Then decide on what style and size your wedding will be.
You can ask and compare from past weddings to get an idea where yours could fit — but don’t get caught up in what others spent on their wedding.
How does your dream wedding fit with the budget? If your expectations and budget don’t meet, bring them closer together with efficiency and creativity. There’s always an alternative to everything without compromising your vision.
“Every wedding is unique and personal to the couple, and yours can be absolutely ‘perfect’ in a way that is meaningful to you, even if you don’t have a huge budget.” — Megan Hutchinson, She Said Yes
Your wedding date is empirical on your budget. Even if you plan your wedding a year in advance, once you lock in a venue, catering, or photographer, you usually have to make deposits.
But just because the NZ average wedding budget is around $30,000, doesn’t mean you can’t pull it off for less. Talk to your fiancé about the money you can set aside or access. You can also accept contributions from your families and friends, as long as they insisted.
The number of guests you invite will make a huge effect on your wedding budget.
Expect to pay around $100-$200 per guest, excluding wine, for an all-inclusive wedding venue with a full-service catering. Consider a smaller guest list.How To Afford Your Dream Wedding Click To Tweet
Prioritise and be realistic (amidst daydreaming)
While there are a lot of wedding budget suggestions online, someone who’s soon to be betrothed should have learned to prioritise by now.
Choose a few key elements in your planning and allocate a little more from your budget or splurge on those crucial things. Example: the flowers a save, the wedding dress is a splurge. Have what you want while you make savings in other areas.
Once you’ve figured out your budget and priorities, you may already have an idea and a vision of what your wedding might be.
Stick to your budget!
As they begin to add up, stay on track with deposits and due dates. Stick to your budget and save yourself from being overwhelmed throughout the countdown to your wedding.
Don’t be confused of what the day is really about, and try not to let budget and money-discussions cloud what’s important to you.
Emergency cash loans in New Zealand
If your wedding date is near and there are a few more expenses at hand, but your budget won’t suffice — consider emergency cash loans online.
PPL offers emergency loans, the simplest and fastest way to access funds. Get up to $1000 in your account today, with manageable repayment options suitable for your needs.
Apply for a loan with PPL’s quick and easy online application process — and get the funds on the same day.