People use emergency loans in NZ because it’s the simplest and fastest way to access funds quickly. Not many loan options are available in this area because lenders classify certain borrowers as high risk.
We take a different view. We know from experience that if we understand your situation, we can come up with a plan that will give you the help you need. If you need quick cash for an emergency, you may be tempted to agree to less than favourable terms.
This often leads to bigger financial problems later. We will keep you fully informed before you agree to our loan terms. We will help you to feel confident and certain that our loan will work for you.
Once approved, money is transferred into your bank account and repayments are withdrawn automatically. Our application procedure is different from procedures normally used by banks and other financial institutions.
Our emergency loans online do not require a background check. This means that a bad credit history won’t necessarily eliminate you. As well, our small short-term loans do not need security.
You will need to repay the loan plus interest as soon as you can as our emergency loans are a short-term solution.
Generally these types of loans have no additional costs or hidden fees as long as you stick to the original contracts or contact us as soon as there might be a problem with repayment.
We’ll guide you through your loan agreement and explain everything thoroughly to you. The convenience and benefits of an emergency loan override any concern about the interest rate.
Our emergency loans are generally available within hours because we don’t require the background check. Even if your credit history is less than perfect, we can generally still offer you a solution.
To complete our simple online application form, click Apply. You need to include your address and contact details, and bank account details. Our consultants will verify the information and confirm your application within an hour.
After approval, the loan amount is transferred into your bank account within hours as long as your application was received before 8:00pm. No need to spend time at a bank, waiting for a decision, and then find that you’ve been rejected after all your efforts.