Budget make a list note pad budget

If you want to save money take the time to sit down and write out a budget to allow you to go on that dream holiday, buy that new laptop or save for a deposit for your first home. First, according to MoneySmart you need to clear away any unnecessary spending from your budget.

Making small changes in your life can fatten your savings and help you budget better.

Do you enjoy a fancy coffee on the way to work? Do you spend a fortune on take away meals? Do you have a subscription to something, like a gym, that you never use but feel too guilty to cancel? Now is the time to get rid of bad spending habits.

For more inspiration read how a woman went from being in debt to travelling in Europe for two months by changing the little things. Read that article here: bodyandsoul.com.au/mind-body/

Before you jump head-first into riskier financial waters, we need to make absolutely sure that you’re really at the point financially where you have money to invest

If you take your financial situation seriously you can reach the goals you once thought impossible, just take it one step at a time.

use our cost calculator to decide whether or not a Pretty Penny loan is right for you.

Then to apply, simply complete our quick online application and send us a bank statement. Or call us and one of our friendly staff will be happy to help. You can use our cost calculator to get an estimate of your repayment amounts. We do our very best to help every kiwi that applies. Our motto is to:

“Treat everyone with the same respect and trust, regardless of their personal or other circumstances”

If you have any questions check out or FAQ’s or contact us: https://prettypenny.co.nz/how-it-works/

Read the original source article here: moneysmart.gov.au

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