We have all purchased an item on impulse. We often justify it to ourselves later with excuses like you will never see that item on such a big sale or those shoes match the new dress I bought perfectly or even my child deserved a small treat, I have been dragging him around the shops the whole day.
Impulse buying is the unplanned decision to buy a product or service, made just before a purchase.
Curbing your impulse buying allows you to stick to your budget and stay on track to financial freedom. ASIC’s MoneySmart suggests steps you can take to prevent this dangerous habit include: only carrying cash, writing a list, avoiding shopping centres and asking for help from like-minded friends.
You can find even more tips to stop your impulsive buying habits here: thesimpledollar.com
Have a loan up to $500 in your account, with manageable repayment options designed to suit everyone. We offer short-term Cash Advance solutions to get you through to your next payday.
First use our cost calculator to decide whether or not a Pretty Penny loan is right for you.
Then to apply, simply complete our quick online application and send us a bank statement. Or call us and one of our friendly staff will be happy to help. You can use our cost calculator to get an estimate of your repayment amounts. We do our very best to help every Kiwi that applies.
Our motto is to: “Treat everyone with the same respect and trust, regardless of their personal or other circumstances”
If you have any questions check out or FAQ’s or contact us
Read the original source article here: moneysmart.gov.au