Same-day loans in NZ are a fast and simple way of getting credit using a prompt and painless online process or over the phone. Our payday advances are available to all New Zealand residents over 18 years of age, employed or on WINZ benefit with a regular income.
Our same-day loans have a same-day deposit fee of $12, an establishment fee of $64 and charge 1% interest each day on the balance outstanding. For first-time clients, there is also an additional account set-up fee of $24.
We can offer competitive same-day loans because our process is quick and easy and we analyse your bank statement to qualify you. We also pay for the ability to deposit directly into your account within hours.
It starts when you submit your application and ends when your loan is repaid. Your application can take only minutes and we’ll respond in less than an hour. We debit your bank account on a scheduled date so you don’t have to send a payment.
We normally schedule it on a payday to ensure the funds are available. This means you can make repayments in step with your pay cycle. You can plan your budget and stay ahead of your payments. You’ll always know when your next payment is due because we send reminders.
We process same-day loans during business hours on the same day you make the application as long as we receive it before 8:00pm you’ll be able to get the funds on the same day.